HR 5764 · 119th Congress

AI for Main Street Act

artificial intelligencesmall business supportbusiness counselingcybersecurity guidance
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Last action 2026-01-26

Sponsored by Rep. Alford, Mark [R-MO-4] (R) — MO

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Would require Small Business Development Centers to help small businesses evaluate and adopt artificial intelligence, including guidance on best practices, cybersecurity, regulatory compliance, and contingency planning.

The bill adds AI assistance to the existing list of services these federally supported centers already provide, without authorizing new funding to carry it out.

What this bill would do

What it would do

The bill would amend the Small Business Act to add a new duty for Small Business Development Centers: helping small businesses evaluate artificial intelligence as it relates to their operations. This would include providing information, guidance, and training on best practices for using artificial intelligence, using it to plan for unexpected circumstances, protecting data and intellectual property, improving cybersecurity, facilitating regulatory compliance, improving customer trust, and incorporating artificial intelligence into business operations. Centers would also conduct outreach to small businesses on AI use where practical. The bill also adds a definition of "artificial intelligence" to the Small Business Act, cross-referencing the definition used in the National Artificial Intelligence Initiative Act of 2020. The bill states that no additional funds are authorized to carry out this Act, meaning the new duties would have to be absorbed within existing Small Business Development Center resources.

Key provisions

  1. 1Would add a new duty for Small Business Development Centers to assist small businesses in evaluating artificial intelligence for their operationsSec. 2(a)
  2. 2Would require centers to provide information, guidance, and training on AI best practices, contingency planning, cybersecurity, regulatory compliance, and customer trustSec. 2(a)
  3. 3Would require centers to conduct outreach to small businesses regarding artificial intelligence use, to the extent practicalSec. 2(a)
  4. 4Would add a definition of "artificial intelligence" to the Small Business Act, referencing the National Artificial Intelligence Initiative Act of 2020Sec. 2(b)
  5. 5States that no additional funds are authorized to carry out the Act or its amendmentsSec. 3

Who would be affected

Small Business Development Centers, which are federally supported counseling and training organizations, and the small business owners who use their services. The Small Business Administration, which oversees these centers, would also be affected as the agency implementing the amended statute.

Why it matters

Small businesses seeking help navigating AI tools would gain access to formal guidance and training through an existing, trusted counseling network rather than having to find private consultants. Because no new funding is authorized, the practical reach of this assistance depends on centers redirecting existing staff time and resources.

What would change

Changes to existing law

Amends Small Business Act, Section 21(c)(3) (15 U.S.C. 648(c)(3)) (Sec. 2(a))

Adds a new subparagraph directing Small Business Development Centers to assist small businesses in evaluating and using artificial intelligence.

Amends Small Business Act, Section 3 (15 U.S.C. 632) (Sec. 2(b))

Adds a new subsection defining "artificial intelligence" by cross-reference to the National Artificial Intelligence Initiative Act of 2020.

Agencies directed to act

Small Business Administration

Funding and costs

  • No additional amounts are authorized

    Carrying out the Act and its amendmentsSec. 3

How implementation would work

Small Business Development Centers, which operate under Small Business Administration oversight, would incorporate the new AI-assistance duty into their existing counseling, training, and outreach activities. Because the bill authorizes no additional funding, centers would need to fold AI guidance and training into current budgets and staff capacity rather than through a new grant cycle or dedicated appropriation. There is no new reporting requirement or enforcement mechanism specified beyond the statutory duty itself.

Legislative status & sources

Latest action

Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.

2026-01-26

Official CRS summary

Show the CRS summary

This bill requires Small Business Development Centers to assist small businesses in evaluating artificial intelligence, including by providing best practices for using artificial intelligence and guidance about using artificial intelligence to plan for unexpected circumstances.

From the Congressional Research Service.

Legislative subjects

Advanced technology and technological innovations; Commerce; Computers and information technology; Research and development; Small business

Committee report

H. Rept. 119-403

Congressional Bill

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HR 5764: AI for Main Street Act | Legislation Reporter