7(a) Loan Agent Oversight Act

HR 1804119th Congress
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Topic: Commerce

Sponsor: Rep. Meuser, Daniel [R-PA-9] (R) - PA

Summary

This bill requires the Small Business Administration (SBA) to submit an annual report containing specified information related to 7(a) loan agents. These agents provide fee-based referral and loan application services related to the SBA's 7(a) Program. Under the 7(a) Program, the SBA provides loans and loan guarantees to small business borrowers who cannot obtain credit elsewhere on reasonable terms and conditions.

The required report must include (1) the number and type of agents assisting applicants for 7(a) loans, (2) the number of fraudulent loans made for which an applicant used the services of a 7(a) agent, (3) the purchase rate of loans for which an applicant used the services of a 7(a) agent, and (4) the number and aggregate dollar value of referral fees paid to 7(a) agents.

Legislative Subjects

Commerce; Congressional oversight; Fraud offenses and financial crimes; Government information and archives; Government lending and loan guarantees; Government studies and investigations

Latest Action

Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.

2025-06-04

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